Auto Insurance in Defiance, Ohio

Coverage for the cars and trucks your family depends on, compared across several insurance companies by a local agent.

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Call 419-784-3979

Insurance agent pointing to the premium on a personal auto insurance renewal guide

Who it's for

Who Auto insurance is for

Individuals and families with one car or several
Households adding a new or teen driver
Anyone with a financed or leased vehicle
Drivers who want more than Ohio's minimum

What it can cover

Common Auto coverages

Liability: may help cover costs when you're responsible for injuring someone or damaging their property.
Collision: may help pay for damage to your vehicle from a covered collision, after your deductible.
Comprehensive: may help with damage not caused by a collision, such as theft, vandalism, falling objects or some weather events.
Uninsured / underinsured motorist: may help if the other driver has no insurance or not enough.

Coverage depends on your policy's terms, limits and deductibles.

Insurance agent going over policy paperwork with a client at her desk in the Roehrs-McMillen office

Your quote

What affects your price

Every quote is different. These are some of the things that can change yours:

Your vehicle and its value
Who drives it, and how often
Teen or new drivers in the household
Whether it's financed or leased
The limits and deductibles you choose
Your driving history

Why a local independent agent

One call, several companies

As an independent agency, we represent many insurance companies, so we can compare options with you instead of offering just one. When something changes, you call the same local office on Clinton Street.

See the companies we represent

Auto insurance questions

Questions and answers

Have a question about your own policy? A local agent can walk through it with you.

Talk to an agent

What are Ohio's minimum auto insurance requirements?

Ohio's minimum liability limits are $25,000 for injury or death of one person, $50,000 for two or more people, and $25,000 for property damage, often called 25/50/25.

Is the state minimum enough?

It lets you drive legally, but it may not cover a serious accident. If damages go past your limits, you could be responsible for the rest. Many drivers choose higher limits. Read: How Much Auto Insurance Do I Need in Ohio?

When should I review my auto policy?

A new vehicle, a new driver, a home purchase, marriage or another big life change are all good reasons to review your coverage.

Can I get auto coverage online?

You can request a quote online. Coverage can't be started or changed through the website; we'll follow up with your quote, and you can call 419-784-3979 for immediate changes.

Learn more about Auto coverage

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Auto

How Much Auto Insurance Do I Need in Ohio?

Wondering how much auto insurance you need in Ohio? Learn about Ohio’s minimum coverage requirements and the types of coverage you may want to consider for greater protection.

Agent business cards for auto, home, business and life insurance displayed beside a welcome sign

Talk to a local agent

Not sure what coverage you need?

Ask a local agent. We'll walk through your options with you.

Request a Quote

or call 419-784-3979