Renters Insurance in Defiance, Ohio

Coverage for your belongings and your liability when you rent, explained by a local agent.

Request a Quote

Call 419-784-3979

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Who it's for

Who Renters insurance is for

Renters in a first apartment
Young adults moving off a parent's policy
Families renting a house
Anyone whose landlord requires renters insurance

What it can cover

Common Renters coverages

Personal property: may help replace your belongings after a covered loss such as fire or theft.
Personal liability: may help if you're responsible for injuring someone or damaging their property.
Additional living expenses: may help with extra costs if a covered loss makes your rental unlivable for a while.
Medical payments: may help pay medical bills if a guest is hurt at your home.

Coverage depends on your policy's terms, limits and deductibles.

Insurance agent going over policy paperwork with a client at her desk in the Roehrs-McMillen office

Your quote

What affects your price

Every quote is different. These are some of the things that can change yours:

The value of your belongings
The coverage amount and deductible you choose
Where you live and the type of building
Safety features like smoke detectors
Your claims history

Why a local independent agent

One call, several companies

As an independent agency, we represent many insurance companies, so we can compare options with you instead of offering just one. When something changes, you call the same local office on Clinton Street.

See the companies we represent

Renters insurance questions

Questions and answers

Have a question about your own policy? A local agent can walk through it with you.

Talk to an agent

Doesn't my landlord's insurance cover my things?

A landlord's policy typically covers the building, not your belongings or your liability.

How much renters coverage do I need?

Start by adding up what it would cost to replace your belongings. We can help you choose a limit.

I'm getting my first policy. Where do I start?

Call or stop by. We can look at renters and auto coverage together.

Can I get renters coverage online?

You can request a quote online. Coverage can't be started or changed through the website; we'll follow up with your quote, and you can call 419-784-3979 for immediate changes.

Learn more about Renters coverage

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Agency

Why Work With an Independent Insurance Agency?

An independent insurance agency can help you compare coverage options and review changing needs. Here’s what Defiance-area families and business owners should ask.

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Talk to a local agent

Not sure what coverage you need?

Ask a local agent. We'll walk through your options with you.

Request a Quote

or call 419-784-3979