Umbrella Insurance in Defiance, Ohio

Extra liability protection above your home and auto policies, from a local independent agency.

Request a Quote

Call 419-784-3979

Roehrs-McMillen Insurance team of five standing together in the agency's office lobby

Who it's for

Who Umbrella insurance is for

Homeowners with savings or other assets to protect
Families with teen drivers
People who host guests often or own a pool
Boat owners

What it can cover

Common Umbrella coverages

Extra liability: may add protection above the liability limits on your home, auto and watercraft policies.
Legal defense: may help with the cost of defending a covered claim.
Some claims other policies don't: depending on the policy, may help with certain claims your other policies don't cover.

Coverage depends on your policy's terms, limits and deductibles.

Insurance agent going over policy paperwork with a client at her desk in the Roehrs-McMillen office

Your quote

What affects your price

Every quote is different. These are some of the things that can change yours:

The amount of coverage
The number of homes, vehicles and drivers
Teen drivers in the household
Boats or other watercraft
Your claims history

Why a local independent agent

One call, several companies

As an independent agency, we represent many insurance companies, so we can compare options with you instead of offering just one. When something changes, you call the same local office on Clinton Street.

See the companies we represent

Umbrella insurance questions

Questions and answers

Have a question about your own policy? A local agent can walk through it with you.

Talk to an agent

How does umbrella insurance work?

It's designed to help after your home or auto liability limits are used up, up to the umbrella limit.

Do I need an umbrella policy?

If your savings or future income are more than your current liability limits, it's worth a conversation.

Are there requirements for my other policies?

Most umbrella policies require certain minimum liability limits on your home and auto policies.

Can I get umbrella coverage online?

You can request a quote online. Coverage can't be started or changed through the website; we'll follow up with your quote, and you can call 419-784-3979 for immediate changes.

Learn more about Umbrella coverage

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Agency

Why Work With an Independent Insurance Agency?

An independent insurance agency can help you compare coverage options and review changing needs. Here’s what Defiance-area families and business owners should ask.

Agent business cards for auto, home, business and life insurance displayed beside a welcome sign

Talk to a local agent

Not sure what coverage you need?

Ask a local agent. We'll walk through your options with you.

Request a Quote

or call 419-784-3979